Low Mortgage Rates. Local Expertise. Personalized Service.

At Simply Home Mortgage, we know every borrower’s journey is unique. That’s why we provide personalized mortgage solutions, local expertise, and the guidance you need to achieve your dream of homeownership in California.


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Mortgage Resources

Loan Options Tailored to You

    Whether you’re buying your first home, upgrading, or investing, we have programs to fit every situation:

    • FHA Loans – Low down payment options for first-time buyers.
    • VA & USDA Loans – Special programs for veterans and rural buyers.
    • Conventional & Jumbo Loans – Flexible solutions for high-value homes.
    • Non-QM & Bank Statement Loans – Designed for self-employed and unique financial situations.
    • Reverse Mortgages – Unlock equity and stay in your home.
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Refinance With Confidence

Refinancing can lower your monthly payment, shorten your loan term, or free up cash for life’s big expenses.

Programs for Every Buyer !

No matter your goals, our team is here to support you every step of the way.

Mortgage Payment Calculator

Calculate how much your monthly mortgage payment could be.

* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

See All Mortgage Calculators
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Why Choose Simply Home Mortgage?

  • Local California experts who understand your market.
  • Fast, transparent process with no hidden surprises.
  • Dedicated loan officers who treat you like family.
  • Competitive rates designed to save you money.
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We're Here for You...

Every step of
the way

We understand the mortgage and refinance process can be stressful. That's why we're here as your partners to finance the home of your dreams with full transparency and clarity

View our Recent Blogs

Lock-in Effect: Something big just happened in the U.S. Housing Market
Lock-in Effect: Something big just happened in the U.S. Housing Market

Find out what the experts are anticipating for 2026 housing

Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows
Holiday Week Catch-Up: Mortgage Rates Hover Near 2-Month Lows

A holiday-week catch-up: light trading kept markets mostly sideways, but the average 30-year fixed edged to near two-month lows as bonds got a small lift from Europe and pending home sales improved.

Inflation Cools in November — What It Means for Mortgage Rates
Inflation Cools in November — What It Means for Mortgage Rates

Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.

What our clients say about us!

This is the best mortgage broker in the Cerritos, CA area. I received the lowest interest rate after comparing offers from four different loan agents. I highly recommend this broker to my friends.

Let's Connect


Serving homeowners in Los Angeles County, Orange County, and throughout California.
Phone: (562) 688-2635
hello@simplyhome.mortgage